The user Mortgage TB while the Domestic Security Mortgage TB disagree in 2 extremely important parameters, namely maturity and you may interest:

Should i extremely utilize the funds from property Security Financing TB to own one thing?

The complete amount of property Security Loan TB is an effective mortgage for your goal, and thus there aren’t any standards to file one goal together with funds from our home Equity Mortgage TB is put at your best discretion. The only real difference was a situation by using the home collateral financing to settle other loans in this situation you need to repay men and women finance and you will people leftover area of the loan can be utilized for all the mission.

What is the difference between the consumer mortgage TB as well as the Home collateral loan TB ?

The user Financing TB financing with an interest rates from 5.nine % p. a good. and you may readiness months maximum. 8 ages,

The house Collateral Loan TB a loan with an interest rate out-of 2.59 % p. an excellent. having 12 months obsession and you may maturity 2 decades.

Should i pay back your house Security Mortgage TB very early?

Sure, your house Collateral Mortgage TB are paid off early, even versus a fee, into big date of the end of fixed-desire period. A person can also offer an extraordinary deposit once a year doing this new 20 % of one’s financing prominent free from people charge. Along with these two possibilities, the expense out of very early installment should not meet or exceed 1 % of your own early reduced number to the houses loan.

What criteria manage I need to meet if i must grab property Guarantee Loan TB ?

• lowest years 18 ages,
• files regarding current online month-to-month income away from 500 EUR or maybe more,
• mortgage up to just as much 80 % of your own sworn assets,
• restrict fees age two decades,
• a solution to fool around with a portion of the mortgage to expend fees (financing percentage and making sure professional assessment of one’s apartment by way of Tatra banka),
• pledging of your property possessions due to the fact defense.

Will there be people insurance policies offered if i in the morning incapable of pay back your house Guarantee Loan TB ?

Sure, you will find. Inside collaboration on the UNIQA insurer you can arrange new pursuing the through telephone services Dialogue Real time or even in Tatra banka part:

• insurance policies of one’s capacity to repay that loan, which will leave you certainty if there is unexpected incidents one often prevent you from continuous to repay the mortgage,
• assets insurance rates that one may program centered on your circumstances.

Exactly what are the fixed interest solutions of the home Security Loan TB ?

A choice of a predetermined rate of interest is available for 1, dos, 3, 5, eight and ten years or even the whole loan installment months.

At the least a few months before avoid of fixed desire speed months we’ll get in touch with your written down and you may let you be aware of the the new interest additionally the the fresh fixed interest months. You can pick, if you:

• undertake new interest rate as well as the repaired-speed several months,
• accept the deal to extend or reduce this new fixed-rates months additionally the relevant interest rate.

How does the new session in Tatra banka proceed when attracting the new mortgage? What the results are during the basic meeting?

Appointment ‘s the first rung on the ladder to find the mortgage. Agenda a night out together for your conference thru Dialogue Live *1100. All of our mortgage bankers are credit positives. You will see concerning done promote out of mortgage issues from the the first fulfilling following it could be your decision to mix the credit for pop over to these guys your new house, auto loan, bungalow or possessions renovation.