Our home Depot Opportunity Loan Our home Depot Financial Characteristics. Site Guide to have You.S. Locations (Brand new Make Change Active 8/)

We., Canada, China and you will Mexico are omitted away from Enterprise Financing

step 1 The home Depot Endeavor Loan The home Depot Economic Characteristics Site Book for You.S. Places (The fresh new Construct Alter Energetic 8/)

2 Introduction One of many most readily useful about three causes of numerous consumers generate a huge purchase within the specialty stems from the financing choice open to them. Through providing people financial support possibilities, we’re permitting her or him Solve his/this lady financing issues. In the event the customer need a longer time to blow, The house Depot Opportunity Financing is the ideal unit! Our home Depot Project mortgage is a wonderful product to let customers: To let the customers to make the pick more than good 6 day to shop for screen To enjoy repaired monthly obligations on the self-reliance to repay whenever Not to spend a beneficial prepayment penalty, also to have access to a personal line of credit doing $forty,one hundred thousand The house Depot Enterprise Loan was maintained from the Family Depot Financing Properties and can end up being reached truly by the contacting sometimes: #963 otherwise (representative and you may customer fool around with) The project Loan is just open to residents of fifty continental You.S. stores. Areas in the Puerto Rico, Guam, You.S.V. Please dont contact your Citi Store Credit Movie director otherwise Domestic Depot Credit Characteristics from Project Financing Large-Level Process Customers try delivered to direct deposit loans in minutes review THD Venture Mortgage given that an excellent financing alternative Affiliate obtains consumer ID and you can hand your/their Application Brochure Affiliate enters application advice with the CSC>Venture Mortgage Consumer obtains Short-term Shopping Citation Customers calls to engage membership Customer may be able to begin using and no minute earliest pick *Before the consumer getting the permanent mortgage to shop for credit, the client can use its Brief Hunting Admission at the front end Stop files Merely and should phone call to interact the membership from the contacting otherwise possess a part control #963 throughout the store 6 Few days To acquire Window Defined Project Financing even offers a great six week to purchase window and make orders when you are just to make appeal-only repayments. The credit restrict is available when you look at the earliest half a year of the financing. Immediately after half a year, this new to purchase windows becomes inactive. Should your customer spends below their borrowing limit tasked from the financing recognition, the client will only be the cause of the total amount they invested from inside the six times purchasing window. 2 Rev. 8 (7/)

The fresh new to buy window begins because mortgage has been recognized

step 3 Provides and you may Great things about Your house Depot Project Mortgage Repaired eight.99% Annual percentage rate (APR) six months making the venture purchases ( to get screen ) 84 repaired monthly premiums with flexibility to repay each time Appeal simply repayments on first half a year (to shop for screen initiate at lifetime of mortgage acceptance) No prepayment penalty Personal lines of credit to $40,000 Good for higher systems of course the customer demands an effective long term financial support alternative Unsecured loan, No guarantee requisite Brief, effortless incorporate and buy App process (zero papers requisite during the duration of app individual ID required only) Personalized card sent to family in this eight ten times of financing approval (substitute Temporary Shopping Admission) No settlement costs no downpayment necessary Zero yearly otherwise software costs step 3 Rev. 8 (7/)

cuatro Contrasting amongst the Investment Loan and the Credit rating Cards (Keeps & Benefits) Resource Type of Our home Depot Opportunity Mortgage The house Depot Individual Credit card Novel Ability Identity Repayment Prepayment Punishment 6 Day Appeal-Just To get Windows 84 weeks which have power to pay at whenever (zero lowest exchange matter necessary) None half a year Unique Deferred Funding Informal (occasional extended deferred products) Revolving Money Equal Spend More than 84 weeks 1% of new Equilibrium + Relevant Interest/Charges None Apr seven.99% repaired across the life of the mortgage %, %, % or % To order Screen Line of credit Membership Lookup (to own cards not introduce purchases) In-Shop Repayments Affiliate Contact number Customer Contact number six months Discover Indefinitely Needs long term resource Obtainable in store Unavailable Ranged outlines to match all sorts of sales Found in store Available #963 Otherwise # Commission Estimator Analogy Principle: For each $step 1,100000 allocated to their venture, the consumer will pay less than. $20/times In the course of time, its around the customer to help make the best decision for them about what financing device works best for him or her cuatro Rev. 8 (7/)