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• Initial Mortgage Insurance premium (UFMIP): FHA Rehab money want consumers to invest an initial home loan insurance premium. That it percentage is normally step one.75% of the loan amount in fact it is paid off at the time of closure. The UFMIP helps manage the financial institution in case there is standard and you may try a-one-big date costs that may be financed on loan amount. FHA Rehab financing also require borrowers to spend a continuing month-to-month advanced (MIP)
• Down-payment: You will end up needed to set an excellent step three.5% down-payment according to research by the value of your house and you may repair will cost you
• Settlement costs: Like most most other home mortgage, FHA Treatment fund feature closing costs. This type of costs include assessment costs, name fees, lawyer charge, and other miscellaneous expenses associated with the borrowed funds origination process.

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